2018 FIFA World Cup Fan Guide ⚽
Where to watch FOX6 News, Real Milwaukee during World Cup Soccer ⚽

Target credit card hack: What you need to know

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated.

NEW YORK (CNNMoney) — The major hack of discount retailer Target that stole credit and debit card data from 40 million accounts was still reverberating several days later.

Target acknowledged the hack on Thursday — three weeks after customer data was first scooped up on Black Friday.

On Sunday, Target spokeswoman Molly Snyder said the company had notified millions of affected customers for whom it had email addresses.

Major banks and card issuers said they were monitoring customer accounts. JPMorgan Chase said it would limit the amount customers could withdraw from ATMs and spend in stores.

Two U.S. senators jumped in with demands for investigations.

Chuck Schumer called on the Consumer Financial Protection Bureau to report on whether retailers should be required to encrypt customer card data. Richard Blumenthal called for a Federal Trade Commission probe, saying “it appears that Target may have failed to employ reasonable and appropriate security measures to protect personal information.”

Meanwhile, plaintiffs in California sought to bring a class action and said Target “failed to implement and maintain reasonable security procedures and practices.” Local media reported that another lawsuit was filed in a Rhode Island federal court.

What was stolen? The hack affected customers who shopped at U.S. Target stores between November 27 and December 15, Target said.

Customer names, credit or debit card numbers, expiration dates and CVVs were involved in the information theft, Target said. The CVV — the card verification value, also known as the security code — is a three or four-digit number typically requested by retailers when making purchases online or over the phone.

Hackers could use this data to make card replicas. Robert Ahdoot, a lawyer for the California plaintiffs, said he spoke to customers who claimed unauthorized ATM withdrawals had been made from their accounts.

PIN numbers, other customer information like Social Security numbers, and employee records were not compromised, Target said.

What is Target doing? Target said it would offer affected customers a free credit monitoring service and set up a telephone hotline. It also offered a store-wide 10% discount on Saturday and Sunday.

The company said it “began investigating the incident as soon as we learned of it” through a “leading third-party forensics firm.” The company said it also notified banks and law enforcement.

The Secret Service, which safeguards the nation’s financial systems, said it was investigating, and on Friday, New York Attorney General Eric Schneiderman pledged to investigate.

CEO Gregg Steinhafel said “the cause of this issue has been addressed and you can shop with confidence at Target.” He did not say how he knew customer data was no longer being stolen, nor how the hackers managed to swipe the credit card data.

How do you know if you were hacked? The easiest way to spot unauthorized purchases is to regularly check your paper or online statement. Sometimes hackers ping an account for only few cents to verify they have an active account.

Hacked or not, what should you do? If you shopped at Target between November 27 and December 17, you should call your credit card company, bank and Target. Request a replacement card — if one isn’t already on the way — and change your PIN.

Customers typically aren’t liable for unauthorized purchases on their accounts that they report promptly. Major banks and credit card companies — including American Express, Discover, Bank of America, Wells Fargo and PNC — said they were monitoring customer accounts.

J.P. Morgan Chase said it was temporarily limiting ATM withdrawals to $100 a day and purchases to $300 a day for customers whose accounts were at risk.

How did this happen? Many questions remain unanswered. But security experts believe hackers had access to the point-of-sale data, which means they either accessed the terminals where customers swiped credit cards or collected data as it moved from Target to credit card processors.

— CNNMoney’s Emily Jane Fox, Jose Pagliery, James O’Toole and Julianne Pepitone and CNN’s Evan Perez contributed to this report.


  • Not a happy camper

    “you should call your credit card company, bank and Target. Request a replacement card — if one isn’t already on the way — and change your PIN”

    I called my credit union and was told they are monitoring accounts but are NOT replacing cards at this time, there has been no verified reports of fraud yet, but if I still wanted to replace it they would be happy too, for a $10 lost card fee. Fantastic customer service. Really.

  • Mr Prince Fred

    Hello Friends, i want to say a very big thank you to Mr James Freeman, i am Mr Prince Fred from US i want to share a testimony of how my life was change by an ATM BLANK CARD, i was a very poor man even to eat was a very big problem for me and my family i seek for jobs in different place but could not get one my rent and bills was too much for me to pay so i had to go to a one bed room flat because of the high rate of poverty i became frustrated until one certain day when i was checking through the internet i saw many different testimony of different people but to one man on how he gave them a blank atm card that changed their life, because of the high rate of poverty that was affecting me i had to apply on it too they told me everything needed for me to do and they sent the atm blank card to me which delivered to me within 3weeks that changed my life all i want to say is thank you to Mr James Freeman for helping me so if you are suffering and need a change of life i will advice you to contact them now at their email: germanwingsatmhackers@gmail.com, and your life will not remain the same.

  • Tasya Hannon

    I’m here to spread the good news to the world on how Mr James Freeman help me in getting a blank ATM card i was fired i work as a Secretary in the office for 3 years and everything was going on smoothly and working fine until one day something happened in the office and lead to my firing i suffered for long and applied for other jobs but no way one day i was browsing through the internet i saw people testifying on how they have got blank ATM card that has changed their life so i had to give it a try because i was really down of cash so i contacted him and told him my problems he felt for me and told me to send down my details that he don’t charge to get one so i did and really he sent me a blank ATM card that has really change my life in a day i was able to withdrawn 45000 USD with the blank card, so friends i have come here to spread the good news here is his email if you need help don’t hesitate to contact him: http://blankatmhackersworldwide.blogspot.com.ng/ he is ready to answer and help you he is a nice man. {atmhackersworldwide.creditcard@gmail.com}

  • Munson Rex

    Hello friend’s get rich in less than 3day’s It all depends on how fast you can be to get the new PROGRAMMED blank ATM card that is capable of hacking into any ATM machine,any where in the world. I got to know about this BLANK ATM CARD when I was searching for job online about a month ago..It has really changed my life for good and now I can say I¿m rich and I can never be poor again. The least money I get in a day with it is about $50,000.(fifty thousand USD) Every now and then I keeping pumping money into my account. Though is illegal,there is no risk of being caught ,because it has been programmed in such a way that it is not traceable,it good ¿Love you all ¿contact them now, the email address again is (blankatmcardcreator@gmail. com)

  • mark

    My name is mark from USA, i have been so poor, frustrated and heart broken.
    i lost my Job and nobody was even ready to assist me, but so lucky for me i got a blank ATM card from a professional hacker, i thought this card wont work like the others, but i just gave it a try and it worked pretty cool like magic,and i am able to withdraw enough money with this blank ATM card without any blockage.
    i am so blessed to have this card with me, i make withdrawals always and i am so rich now.
    if you need a real blank ATM card to make you rich then contact this good hacker on his email luckyjohnservice@gmail.com
    and you will enjoy what i am enjoying now.

Comments are closed.